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Barbosa, P S F and Pimental, P R (2001) A linear programming model for cash flow management in the Brazilian construction industry. Construction Management and Economics, 19(05), 469-79.

Drew, D S, Ho, L C Y and Skitmore, M R (2001) Analysing a consultant's competitiveness in two-envelope fee tendering. Construction Management and Economics, 19(05), 503-10.

Eyiah, A K (2001) An integrated approach of financing small contractors in developing countries: a conceptual model. Construction Management and Economics, 19(05), 511-8.

  • Type: Journal Article
  • Keywords: developing countries; contractor development; small contractors; bank finance; microcredit
  • ISBN/ISSN: 0144-6193
  • URL: https://doi.org/10.1080/01446193.2001.9709627
  • Abstract:

    Lack of access to bank finance is one of the major constraints on the development of small contractors in deveoping countries. Efforts by governments and interested donor agencies to mitigate the problem have achieved little. Banks perceive that the risk and transaction costs involved in dealing with small businesses in general are high. They also lack information about small business owner-managers and their businesses to better evaluate their loan proposals. Furthermore, several factors make it difficult to acquire adequate collateral to compensate for the risk. Theoretical and empirical analysis has recognized the importance of developing a closer working relationship between the bank and the small business in addressing the problem and, hence, improving the latter’s access to bank loans. Microcredit schemes, which dwell on the principles of small business-bank relationships, have been successful in this respect. This paper reviews the factors affecting bank financing of small businesses and examines their implications for small contractors in developing countries. Based on the concept of microcredit, a model for financing small contractors in developing countries has been developed.

Fox, S, Marsh, L and Cockerham, G (2001) Design for manufacture: a strategy for successful application to buildings. Construction Management and Economics, 19(05), 493-502.

Griffith, A and Phillips, N (2001) The influence of the Construction (Design and Management) Regulations 1994 upon the procurement and management of small building works. Construction Management and Economics, 19(05), 533-40.

Kale, S and Arditi, D (2001) General contractors' relationships with subcontractors: a strategic asset. Construction Management and Economics, 19(05), 541-9.

Li, Z, Anson, M and Li, G (2001) A procedure for quantitatively evaluating site layout alternatives. Construction Management and Economics, 19(05), 459-67.

Nkado, R N and Meyer, T (2001) Competencies of professional quantity surveyors: a South African perspective. Construction Management and Economics, 19(05), 481-91.

Skitmore, R M and Ng, T (2001) Australian project time-cost analysis: Statistical analysis of intertemporal trends. Construction Management and Economics, 19(05), 455-458.

Winch, G M and Carr, B (2001) Processes, maps and protocols: understanding the shape of the construction process. Construction Management and Economics, 19(05), 519-31.